Hampton Edge Financial — BillVantage
You work hard for every dollar. BillVantage puts it all in front of you — every bill, every balance, every debt — so nothing slips through the cracks. No subscription. No cloud. No one watching your data but you.
Your snapshot — at a glance
All data stays on your device — always
What's inside
BillVantage combines five powerful tools in one locally-run app. No subscription. No cloud. No account required.
Bill Dashboard
Track every monthly bill — due dates, amounts, payment status, and portal links — in a single sortable table. Mark bills as Unpaid, Paid, or Cleared with one click.
Credit Card Balances
Monitor every card's balance, APR, utilization, daily interest, and promo rates. Import PDF statements to auto-update data from 20+ US banks in seconds.
Debt Freedom Planner
See your exact debt-free date. Choose Avalanche, Snowball, or Velocity Banking strategies. Compare all three side by side to find your fastest path out of debt.
Mortgage Payoff Planner
Amortize your mortgage and simulate chunk-based payoff acceleration. See exactly how many years and thousands of dollars you can save with strategic extra payments.
Auto-Backup
Your data is automatically backed up to your Downloads folder every day. Restore from any of your 5 most recent snapshots in one click — no data loss, ever.
PDF Statement Import
Drop in a credit card PDF and BillVantage auto-detects the bank, card, balance, APR, and payment info. Supports 20+ major US banks. Batch import with no interruptions.
CARD Act Statement Data
BillVantage reads the Minimum Payment Warning box from your statements — the bank's own regulator-filed payoff figures — for the most accurate debt freedom projections possible.
Multi-Sheet & Onboarding
Separate bill sheets for personal, business, and any other account. First-time setup wizard with CSV import from any major US bank — up and running in minutes.
Local-Only Privacy
No cloud. No account. No server that could be breached. Your financial data lives exclusively in your browser's local storage — visible only to you, on your machine.
Debt Freedom Planner
BillVantage calculates your exact payoff date and total interest for all three methods simultaneously — so you can see what works best for your situation.
Avalanche
Highest APR first
The mathematically optimal approach. Targets your highest-interest debt first, saving the most money overall. Once a debt is eliminated, its payment rolls into the next target automatically.
Snowball
Lowest balance first
Psychologically powerful. Targets your smallest balance first for quick wins. Watching accounts disappear builds momentum. Each eliminated debt's payment fuels the next one.
🚀 Velocity Banking
HELOC / LOC Chunking
Advanced strategy using a line of credit as a Debt Weapon to make large chunk payments against high-interest balances. Your income parks in the LOC, reducing principal 24/7 while your bills are covered throughout the month. BillVantage shows you the side-by-side comparison so you can see exactly how much faster it works.
Simple to start
Choose your tier
Pick the plan that fits your situation — Core, Plus, or Complete. Pay once and it's yours forever.
Get your license key
Receive your XXXX-XXXX-XXXX-XXXX activation key by email. No account creation required.
Download & launch
Open BillVantage on Mac or Windows. No install wizard, no cloud setup, no monthly reminder to pay.
Import & take control
Use the onboarding wizard to import from a bank CSV or add bills manually. Takes about 5 minutes.
Simple, honest pricing
Choose the tier that fits your situation. Every plan is a one-time purchase — no recurring fees, no price increases, no surprises.
Core
one-time payment
Track your bills and credit card balances. Perfect for renters or anyone who doesn't need debt payoff tools yet.
Plus
one-time payment
Everything in Core, plus the Debt Freedom Planner. See your exact payoff date and choose the fastest strategy.
Complete
one-time payment
The full suite. Adds the Mortgage Payoff Planner and every future loan page as it's released — no upgrade fees.
What's included in each plan
| Feature | Core $29.99 |
Plus $59.99 |
Complete $99.99 |
|---|---|---|---|
| Bill Dashboard | ✓ | ✓ | ✓ |
| Credit Card Balances | ✓ | ✓ | ✓ |
| PDF Statement Import (20+ banks) | ✓ | ✓ | ✓ |
| Daily Auto-Backup | ✓ | ✓ | ✓ |
| Debt Freedom Planner | — | ✓ | ✓ |
| Avalanche / Snowball / Velocity Banking | — | ✓ | ✓ |
| CARD Act Statement Data | — | ✓ | ✓ |
| Mortgage Payoff Planner | — | — | ✓ |
| Chunk Payment Simulator | — | — | ✓ |
| Future Loan Pages (auto, student, personal) | — | — | ✓ |
Pay once. Use forever. No subscription, no account, no one watching your data but you.
Get Your License Key Today